Terms and Conditions

MMALI Financial Services LLC dba WagePress

Effective Date: 01/01/2025 • Last Updated: 12/12/2025

These Terms and Conditions (“Terms”) govern access to and use of the websites, software applications, APIs, and related services (collectively, the “Services”) provided by MMALI Financial Services LLC, doing business as WagePress (“WagePress,” “Company,” “we,” “us,” or “our”).

By accessing or using the Services, you agree to be bound by these Terms. If you do not agree, do not use the Services.

1. ELIGIBILITY AND AUTHORITY

You represent and warrant that:

• You are at least 18 years old; and
• If you use the Services on behalf of a business or other legal entity, you have the authority to bind that entity to these Terms.

You are responsible for ensuring that all authorized users comply with these Terms.

2. DESCRIPTION OF SERVICES

WagePress provides financial and tax technology services, which may include:

• Payroll calculation and reporting tools
• Preparation and electronic filing of tax forms (including but not limited to Forms 1099, W-2, and Forms in the 94x series)
• Electronic transmission of filings to the Internal Revenue Service (“IRS”) and state agencies, including through IRS systems such as IRIS and MeF
• Data synchronization with third-party platforms you authorize (e.g., accounting or payroll systems)
• Related reporting, compliance, and administrative tools

WagePress provides software and transmission services only and does not act as your accountant, tax advisor, legal advisor, or employer of record.

3. CUSTOMER RESPONSIBILITIES

You acknowledge and agree that you are solely responsible for:

• The accuracy, completeness, and legality of all data you submit
• Reviewing all filings and reports before submission
• Determining whether filings are required and ensuring timely submission
• Obtaining all required consents, authorizations, and notices from employees, contractors, payees, and other data subjects
• Complying with all applicable federal, state, and local laws, including tax, employment, privacy, and record-retention laws

WagePress is not responsible for penalties, interest, fines, or damages resulting from inaccurate, incomplete, or late information provided by you.

4. NO LEGAL, TAX, OR ACCOUNTING ADVICE

The Services are provided for informational and administrative purposes only.

WagePress does not provide legal, tax, accounting, or financial advice. You are solely responsible for consulting qualified professionals regarding your tax and legal obligations.

5. ACCOUNT REGISTRATION AND SECURITY

You must:

• Provide accurate and current account information
• Maintain the confidentiality of login credentials
• Restrict access to authorized users only
• Notify WagePress immediately of unauthorized access or security breaches

You are responsible for all activity that occurs under your account, whether authorized or not.

6. ELECTRONIC SIGNATURES AND COMMUNICATIONS

You consent to:

• Conducting business electronically
• Receiving notices, disclosures, and communications electronically
• Using electronic signatures and acknowledgments where applicable

Electronic records and signatures shall have the same legal effect as paper records to the extent permitted by law.

7. THIRD-PARTY SERVICES AND INTEGRATIONS

The Services may interoperate with third-party platforms, financial institutions, or service providers.

• Your use of third-party services is governed solely by their terms and policies
• WagePress does not control and is not responsible for third-party systems, outages, errors, or data practices
• WagePress is not liable for failures caused by third-party services or government systems (including IRS systems)

8. FEES, BILLING, AND PAYMENTS

• Fees are described in your subscription plan, order form, or pricing page
• You authorize WagePress and its payment processors to charge applicable fees and taxes
• Fees are non-refundable except as required by law or expressly stated in writing
• Failure to pay may result in suspension or termination of Services.

9. ACCEPTABLE USE

You may not:

• Use the Services for unlawful, fraudulent, or deceptive purposes
• Submit false or misleading information
• Attempt to bypass security controls or access restricted systems
• Interfere with the integrity or performance of the Services
• Introduce malware or malicious code
• Use the Services to violate the rights of others

WagePress may suspend or terminate access for violations of this section.

10. INTELLECTUAL PROPERTY

All rights, title, and interest in the Services, including software, documentation, designs, trademarks, and logos, are owned by WagePress or its licensors.

You are granted a limited, non-exclusive, non-transferable, revocable license to use the Services solely in accordance with these Terms.

11. CUSTOMER DATA AND CONFIDENTIALITY

You retain ownership of data you submit to the Services (“Customer Data”).

You grant WagePress a limited right to host, process, transmit, and use Customer Data solely to:

• Provide and support the Services
• Comply with legal obligations
• Maintain security and audit trails

Each party agrees to protect the other party’s confidential information using reasonable care.

12. DATA PRIVACY

WagePress processes personal information in accordance with its Privacy Policy, which is incorporated into these Terms by reference.

13. DISCLAIMER OF WARRANTIES

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WAGEPRESS DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

WagePress does not warrant that filings will be accepted by the IRS or any state agency.

14. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

• WAGEPRESS SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, LOST DATA, OR BUSINESS INTERRUPTION
• WAGEPRESS’S TOTAL LIABILITY ARISING OUT OF OR RELATING TO THE SERVICES SHALL NOT EXCEED THE FEES PAID BY YOU TO WAGEPRESS IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM

Some jurisdictions do not allow certain limitations; in such cases, liability is limited to the fullest extent permitted by law.

15. INDEMNIFICATION

You agree to defend, indemnify, and hold harmless WagePress and its officers, directors, employees, and agents from and against any claims, damages, losses, liabilities, costs, and expenses arising from:

• Your use of the Services
• Your Customer Data
• Your violation of these Terms
• Your failure to comply with applicable laws or obtain required consents

16. SUSPENSION AND TERMINATION

WagePress may suspend or terminate access to the Services, with or without notice, if:

• You violate these Terms
• Your use poses a legal, regulatory, or security risk
• Fees remain unpaid

Upon termination, your right to use the Services ceases immediately.

17. GOVERNING LAW AND VENUE

These Terms are governed by the laws of the State of Texas, without regard to conflict-of-law principles.

Any legal action arising out of these Terms shall be brought exclusively in the state or federal courts located in Harris County, Texas.

18. CHANGES TO THESE TERMS

We may update these Terms from time to time. Continued use of the Services after changes become effective constitutes acceptance of the updated Terms.

19. CONTACT INFORMATION

MMALI Financial Services LLC (dba WagePress)

6340 N Eldridge Pkwy, Suite N 150
Houston, TX 77041
United States

Email: support@wagepress.com